Thank you for your interest in our Path To Home Ownership Program!
We are a part of a nationwide network of Certified Affordable Housing Providers. As Certified Affordable Housing Providers, we will guide you through the twists and turns of home ownership.
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What Do We Believe?
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What's Our Mission?
Our mission is to transform lives through affordable housing to empower families and individuals to realize and enjoy the American dream of home ownership. The financial and tax benefits of owning a home vs. renting are very clear. Home ownership also provides many benefits to the family, children and the community, such as increased education for children, lower teen-age pregnancy rate and a higher lifetime annual income for children. |
What is the Path to Home Ownership Program?
Who are Certified Affordable Housing Providers?
Our Purpose
Currently over 100 MILLION families and individuals in America do not own a home of their own. This is the lowest ownership rate in over 70 years. The reason is that 80% of Americans today cannot qualify for a traditional bank loan. This fact presents a real barrier to advancing the ideals of owning a slice of the American Dream.
Path To Home Ownership™ was designed to educate then connect individuals and families who are looking to someday own a home with experienced and qualified Certified Affordable Housing Providers™ (CAHPs) who want to do good by providing affordable housing to the public. If you’re looking to rent but one day dream to own your own home, look no further. Welcome to your personal Path to Home Ownership™.
What is Affordable Housing?
Many perceive that 'Affordable Housing' is about providing low cost or low quality housing for the poor. This is simply not true.
Affordable housing payments’ might be a better description of how the Path to Home Ownership™ program works. We provide housing with monthly payment of equal to or less than one-third of a family's combined monthly gross income. Therefore ‘Affordable Housing’ is not just a description of the housing that qualifies, but also a description of what a person or family can afford.
We only offer a person or family housing they can sustain based on their current income. Our Certified Affordable Housing Providers™ (CAHP's) are trained to look at your income and other financial obligations to determine what monthly price range and price point you can qualify for. We then work with you to help you find the perfect home for your family, one you can eventually own, inside of your budget.
Under the Path to Home Ownership program, we consider everyone who applies to be on the Path to Home Ownership.
Our team of Certified Affordable Housing Providers will help guide you through this multi-level, 'one stop shop' program to help you achieve the American Dream of Homeownership! No matter what condition your credit is in, we have an option for you! This program offers those who may not qualify for a traditional bank loan a unique opportunity to eventually own a home.
Every family’s situation is different, so our expert affordable housing provider and local mortgage specialists will be happy to run through the calculations, with you and your particular needs in mind. We’ll work with you to see if you qualify for No Money Down, and find a monthly payment that works with your budget. Once we’ve reviewed your situation, we’ll show you the best and most affordable way to start your path to homeownership, with no obligation.
Our homes are available for Rent or Purchase. Apply today to see which path is best for you! If there's a will, there's a way!
In many of our communities, our homebuyers are building equity in their houses for a monthly payment lower than their previous rent, and they are now eligible to receive extra financial benefit from the federal mortgage interest tax deduction.
"Our mission is to transform lives through Affordable Housing to empower families and individuals to enjoy the American Dream of homeownership"
*We are not bankers, or any other financial institution. Therefore, this program is limited by state law. Our purchase and closing transactions are completed with licensed title and escrow. *
Note: We do not act as your real estate agent in these transactions. We are investors who are selling you the property and/or our interest in the property.
Currently over 100 MILLION families and individuals in America do not own a home of their own. This is the lowest ownership rate in over 70 years. The reason is that 80% of Americans today cannot qualify for a traditional bank loan. This fact presents a real barrier to advancing the ideals of owning a slice of the American Dream.
Path To Home Ownership™ was designed to educate then connect individuals and families who are looking to someday own a home with experienced and qualified Certified Affordable Housing Providers™ (CAHPs) who want to do good by providing affordable housing to the public. If you’re looking to rent but one day dream to own your own home, look no further. Welcome to your personal Path to Home Ownership™.
What is Affordable Housing?
Many perceive that 'Affordable Housing' is about providing low cost or low quality housing for the poor. This is simply not true.
Affordable housing payments’ might be a better description of how the Path to Home Ownership™ program works. We provide housing with monthly payment of equal to or less than one-third of a family's combined monthly gross income. Therefore ‘Affordable Housing’ is not just a description of the housing that qualifies, but also a description of what a person or family can afford.
We only offer a person or family housing they can sustain based on their current income. Our Certified Affordable Housing Providers™ (CAHP's) are trained to look at your income and other financial obligations to determine what monthly price range and price point you can qualify for. We then work with you to help you find the perfect home for your family, one you can eventually own, inside of your budget.
Under the Path to Home Ownership program, we consider everyone who applies to be on the Path to Home Ownership.
Our team of Certified Affordable Housing Providers will help guide you through this multi-level, 'one stop shop' program to help you achieve the American Dream of Homeownership! No matter what condition your credit is in, we have an option for you! This program offers those who may not qualify for a traditional bank loan a unique opportunity to eventually own a home.
Every family’s situation is different, so our expert affordable housing provider and local mortgage specialists will be happy to run through the calculations, with you and your particular needs in mind. We’ll work with you to see if you qualify for No Money Down, and find a monthly payment that works with your budget. Once we’ve reviewed your situation, we’ll show you the best and most affordable way to start your path to homeownership, with no obligation.
Our homes are available for Rent or Purchase. Apply today to see which path is best for you! If there's a will, there's a way!
In many of our communities, our homebuyers are building equity in their houses for a monthly payment lower than their previous rent, and they are now eligible to receive extra financial benefit from the federal mortgage interest tax deduction.
"Our mission is to transform lives through Affordable Housing to empower families and individuals to enjoy the American Dream of homeownership"
*We are not bankers, or any other financial institution. Therefore, this program is limited by state law. Our purchase and closing transactions are completed with licensed title and escrow. *
Note: We do not act as your real estate agent in these transactions. We are investors who are selling you the property and/or our interest in the property.
Customer Care Policy
They are not dependent upon us. We are dependent upon them.
Buyers, Borrowers, Homeowners and Tenants do not interrupt our work.
They are the reason we have work.
Customers do us a favor when they call.
We are not doing them a favor by returning calls.
We may be busy, but they take priority.
Our customers are families that bring us their wants.
It's our job to listen, to understand and to fill those wants.
Customers are not cold statistics.
They are unique human beings with different feelings, emotions and needs.
We have a job, when they allow us to fill those needs.
Our customers are deserving of the most courteous treatment
A customer is not someone to argue or match wits with.
They may not always be right, but they are always our customers.
We do not have to be right, we are here to serve.
Properly cared for, they will remain our customers for life
OUR CUSTOMERS ARE THE MOST IMPORTANT PEOPLE IN OUR ORGANIZATION!
Buyers, Borrowers, Homeowners and Tenants do not interrupt our work.
They are the reason we have work.
Customers do us a favor when they call.
We are not doing them a favor by returning calls.
We may be busy, but they take priority.
Our customers are families that bring us their wants.
It's our job to listen, to understand and to fill those wants.
Customers are not cold statistics.
They are unique human beings with different feelings, emotions and needs.
We have a job, when they allow us to fill those needs.
Our customers are deserving of the most courteous treatment
A customer is not someone to argue or match wits with.
They may not always be right, but they are always our customers.
We do not have to be right, we are here to serve.
Properly cared for, they will remain our customers for life
OUR CUSTOMERS ARE THE MOST IMPORTANT PEOPLE IN OUR ORGANIZATION!
For More Information on Our Programs
Office - (425) 460 4980
Text for a quicker reply 425 312-6889