Your Financial Opportunities Start Here
Over the past 10+ years, United Credit Education Services has created countless financial programs aiming to satisfy the need for financial security. We’ve covered the spectrum to create pieces for each of part of the financial puzzle. From maximizing your credit potential, protecting your identity, securing your assets to preparing for a stable financial future.
At United Credit Education Services, we stand behind our services with integrity. The same questions are constantly on our mind: Are our customers happy? How can we improve? What else can we offer to help those wanting to create security over their financial futures? Hearing life changing stories from our customers and representatives continues to remind us the importance of financial education.
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Contact us today!
HOW MUCH DOES YOUR CREDIT SCORE REALLY COST YOU?
Rates fluctuate. Below you will find example rates pulled off the MYFICO website. Regardless of what rates are, these general rules typically apply. For the most part, when you’re in the low 600 credit score range, you lower your interest rate by a half point for every 20 point increase to your credit score ($75 a month or $27,000 over the life of your loan (for a 250k loan). Once you’re above a 660, it’s about a quarter point per 20 score points ($37 a month) up to a 700.
Check this fun math out, the difference between a 639 and a 700 (which really isn’t much) over the life of this loan is about $78,000 in interest. Then, add in all your auto loans, credit cards and bank loans, who really blast you with higher interest rates over that same 30 years, and this could easily equate to $100,000 or more. Now you are looking at an additional 178K in interest over 30 years. Now look at this gem, you have a staggering $178,000 less to invest over 30 years...a massive opportunity lost (something nightmares are made of). Conservatively, you could earn $325,000 with that money over that time frame. Add that to the amount you paid in additional interest in the first place and slightly lower credit scores over just 30 years could cost you HALF OF A MILLION DOLLARS or even MORE. If you earn more than the average wage of 60K a year, after tax, it would take you 10 years of work to make up the difference... Isn’t it worth getting your credit scores up?
Absolutely is the answer to that question, so send over your mother your brother and anybody else you can get your hands on and allow us to do our magic.
$250,000 mortgage loan on
LEARN ABOUT PROGRAMS DESIGNED TO HELP YOU...
Nearly 80% of credit reports contain inaccuracies or erroneous accounts. Your credit score is a major factor in any of your large financial investments: credit and loan approval, interest rates, the amount of down payment or mortgage type on your home, your premium on you auto and homeowners insurances, your ability to lease or purchase a vehicle and now it has even become a deciding factor in job qualification! There is no room for error, yet 8 out of 10 people are losing out on their hard earned money because of these mistakes!
Why United Credit?
Once you get started with our proven approach to credit education, you can start seeing exciting results in the first 60 to 90 days.* And that's just the beginning. With your ongoing participation, you will continue to experience improved credit throughout our credit restoration process. The more you participate, the faster you can expect results. UCES understands that every financial scenario is different; that's why we back our service with a Satisfaction Guarantee, taking every step to ensure a positive experience with our service. What have you got to lose except your bad credit?
Credit Restoration plus over 10 other products!
The UCES Protection Plan is a multi-product program which encompasses all of our unique financial products. Unlike any other financial service on the market, the Protection Plan is designed to cover all aspects of your financial portfolio. You can access your easy-to-use online portal at anytime and our Customer Service Team is available to answer any questions...
This valuable program will guide you through simple steps to maximize your credit potential. Our large financial resource center, payment calculators and financial planning documents are included to answer all questions related to your unique financial situation.
Manage all your online accounts in one place, integrated with your credit and identity. You can use Action buttons to ask your creditor a question about your account or a transaction. No phone calls or writing letters are necessary. We automatically track and update your account balances, bills coming due and transactions every day...